Elder Care in Adams, Wisconsin

BELINDA SPIVACK 976 13th Ave Arkdale, WI 54613. 7... OBJECTIVE To advance my career in the insurance industry and/or operational side of the mortgage lending and banking industry EMPLOYMENT Fosnow Family Adult Home Caregiver Jan 2017- July 2017 Assisted 4 residents in a home setting with all personal cares including but not limited to dressing bathing oral care cooking cleaning and laundry. Pritzles Trading Post Deli clerk Aug 2016-Oct 2016 IHSS Caregiver Feb 2014­feb 2015 Doing in home care for a 92 yr old woman with dementia, dealt with day to day living, house care, laundry, cooking, wound care, doctors visits. State certified thru IHSS California Greater Life Insurance/ Agent July 2013- current duties included setting appointments with perspective clients to present options for coverage on life insurance and different coverages that may be needed to protect their family and friends. Currently licensed in Colorado and Oregon. American Income Life/ Agent May 2013- June 2013 received training and education for passing the state licensing. Participated in ride alongs and face to face meetings with clients and agents already in the field. Currently licensed in Colorado and Oregon. RMS property manager/ leasing agent Feb 2011-Sept 2011 Meridian Mortgage Loan officer Assistant Feb 2008-feb 2009 Duties included taking applications over the phone and imputing info into Calyx point, and then running credit and running loan file thru DO/LP. Once the file was pre approved I would then meet with the borrowers to gather all necessary info to complete loan package and then sent file off to processor who would then submit file to lender. Once file was approved by underwriting I would assist processor in gathering all conditions. I was the main contact for agents and borrowers involved in each loan. I was also in charge of some marketing between agents and loan officer.. Marketing included posting properties to craigslist and sending out thank you cards and gift baskets. Also was involved in making flyers for agents and also doing some cold calling when needed. TITLE PROCESSOR AUGUST 2007-NOVEMBER 2007 United General Title Insurance Englewood, CO Duties included uploading excel spread sheets into company data base to prepare invoices for individual title companies who had prepared title commitments for the previous month. In charge of making sure the invoices balanced to what the agents invoiced for that month. SENIOR LOAN COORDINATOR SEPTEMBER 2005-JULY 2007 Long Beach Mortgage Englewood, CO In charge of managing the pipeline for the sales staff. Daily contact with various brokers and assisted in fulfilling conditions needed to complete mortgage loan approvals. Also in charge of auditing income, collateral, title, and other items to validate the loan. Proficient in assisting the sales team in pricing and structuring loans to meet borrower’s needs. SENIOR PROCESSOR APRIL 2004-SEPTEMBER 2005 Ace Mortgage Funding Englewood, CO Managed and processed loans for 28 loan officers. Organized submission packages to be sent into various mortgage lenders. Duties included but not limited to, gathering income docs, ordering appraisals, title and hazard insurance. Responsible for following up on any needed conditions from the borrowers to close the loans as quickly as possible. Also responsible in making sure all loan packages were in complete compliance. LOAN PROCESSOR/ LOAN OFFICER JULY 2003-APRIL 2004 BLS Funding Englewood, CO Responsible for underwriting the file prior to submitting to lender. Duties included calculating income, adjusting taxes and insurance, updating good faith estimates, providing true and accurate TIL’s, completing the 1003. Gathered all necessary documentation to complete a file for submission ( ex. Hazard dec page, income docs, appraisals & title.) Submitted underwritten and complete files to lenders. Also submitted all documents needed to closing agents. LOAN PROCESSOR/ LOAN OFFICER JUNE 2001- JULY 2003 Capitol City Mortgage Denver, CO Responsible for preparing loan packages to be submitted to various lenders. Duties included but not limited to ordering credit, payoffs, title commitments, hazard insurance, and appraisals. Responsible for matching each borrower with the lender that best fits their profile. Designed many marketing tools to assist in originating loans. Trained on Calyx Point, Desktop Originator and Loan Prospector. Also filled in as closer on loans to accommodate the borrower’s needs. TELLER MAY 2000- JUNE 2001 Coors Credit Union Golden, CO Responsible for running transactions for checking, savings, and loan accounts. Responsible for cashing and depositing cash and checks for union members. Ran account info for members including account statements, canceled checks and balances. Checked and balanced cash drawer at close of every shift. OFFICE MANAGER NOVEMBER 1999-MAY 2000 Check Rite Ft Collins, CO Managed and coordinated procedures for a team of five service representatives processing cashed and returned checks. Implemented layout procedures for new accounts as well as data entry records of returned checks for Northern Colorado merchants. Answered customer care questions along with end of the month journals. EDUCATION BS, CULINARY ARTS 1996-199... Art Institute of Colorado Denver, CO